So I saw some other dude pasted this info too so here it is (hope it helps)...

   ------  Web100 Detailed Analysis  ------
Cable modem/DSL/T1 link found.
Link set to Full Duplex mode
No network congestion discovered.
Good network cable(s) found
Normal duplex operation found.

Web100 reports the Round trip time = 1514.31 msec; the Packet size = 1460 Bytes; and
No packet loss was observed.
This connection is receiver limited 64.87% of the time.
  Increasing the the client's receive buffer (63.0 KB) will improve performance
This connection is network limited 35.11% of the time.

Web100 reports TCP negotiated the optional Performance Settings to:
RFC 2018 Selective Acknowledgment: OFF
RFC 896 Nagle Algorithm: ON
RFC 3168 Explicit Congestion Notification: OFF
RFC 1323 Time Stamping: OFF
RFC 1323 Window Scaling: OFF
Packet size is preserved End-to-End
Server IP addresses are preserved End-to-End
]

WEB100 Kernel Variables:
Client: localhost/127.0.0.1
AckPktsIn: 123
AckPktsOut: 0
BytesRetrans: 0
CongAvoid: 0
CongestionOverCount: 0
CongestionSignals: 0
CountRTT: 123
CurCwnd: 65700
CurMSS: 1460
CurRTO: 2870
CurRwinRcvd: 65535
CurRwinSent: 16304
CurSsthresh: 2147483647
DSACKDups: 0
DataBytesIn: 0
DataBytesOut: 411720
DataPktsIn: 0
DataPktsOut: 282
DupAcksIn: 0
ECNEnabled: 0
FastRetran: 0
MaxCwnd: 65700
MaxMSS: 1460
MaxRTO: 3060
MaxRTT: 2080
MaxRwinRcvd: 65535
MaxRwinSent: 16304
MaxSsthresh: 0
MinMSS: 1460
MinRTO: 320
MinRTT: 70
MinRwinRcvd: 65535
MinRwinSent: 16304
NagleEnabled: 1
OtherReductions: 0
PktsIn: 123
PktsOut: 282
PktsRetrans: 0
X_Rcvbuf: 103424
RcvWinScale: 2147483647
SACKEnabled: 0
SACKsRcvd: 0
SendStall: 0
SlowStart: 43
SampleRTT: 2060
SmoothedRTT: 2040
X_Sndbuf: 103424
SndWinScale: 2147483647
SndLimTimeRwin: 7096079
SndLimTimeCwnd: 3840807
SndLimTimeSender: 2589
SndLimTransRwin: 1
SndLimTransCwnd: 1
SndLimTransSender: 1
SndLimBytesRwin: 229220
SndLimBytesCwnd: 182500
SndLimBytesSender: 0
SubsequentTimeouts: 0
SumRTT: 186260
Timeouts: 0
TimestampsEnabled: 0
WinScaleRcvd: 2147483647
WinScaleSent: 2147483647
DupAcksOut: 0
StartTimeUsec: 674734
Duration: 10942156
c2sData: 2
c2sAck: 2
s2cData: 9
s2cAck: 2
half_duplex: 0
link: 100
congestion: 0
bad_cable: 0
mismatch: 0
spd: 0.00
bw: 7.36
loss: 0.000001000
avgrtt: 1514.31
waitsec: 0.00
timesec: 10.00
order: 0.0000
rwintime: 0.6487
sendtime: 0.0002
cwndtime: 0.3511
rwin: 0.5000
swin: 0.7891
cwin: 0.5013
rttsec: 1.514309
Sndbuf: 103424
aspd: 1.37505

Checking for mismatch on uplink
   (speed > 50 [0>50], (xmitspeed < 5) [0.26<5]
   (rwintime > .9) [0.64>.9], (loss < .01) [1.0E<.01]
Checking for excessive errors condition
   (loss/sec > .15) [1.0E>.15], (cwndtime > .6) [0.35>.6],
   (loss < .01) [1.0E<.01], (MaxSsthresh > 0) [0>0]
Checking for 10 Mbps link
   (speed < 9.5) [0<9.5], (speed > 3.0) [0>3.0]
   (xmitspeed < 9.5) [0.26<9.5] (loss < .01) [1.0E<.01], (mylink > 0) [3.0>0]
Checking for Wireless link
   (sendtime = 0) [2.0E=0], (speed < 5) [0<5]
   (Estimate > 50 [7.36>50], (Rwintime > 90) [0.64>.90]
    (RwinTrans/CwndTrans = 1) [1/1=1], (mylink > 0) [3.0>0]
Checking for DSL/Cable Modem link
   (speed < 2) [0<2], (SndLimTransSender = 0) [1=0]
    (SendTime = 0) [2.0E-4=0], (mylink > 0) [3.0>0]
Checking for half-duplex condition
   (rwintime > .95) [0.64>.95], (RwinTrans/sec > 30) [0.1>30],
    (SenderTrans/sec > 30) [0.1>30], OR (mylink <= 10) [3.0<=10]
Checking for congestion
   (cwndtime > .02) [0.35>.02], (mismatch = 0) [0=0]
   (MaxSsthresh > 0) [0>0]

estimate = 7.36 based on packet size = 11Kbits, RTT = 1514.31msec, and loss = 1.0E-6
The theoretical network limit is 7.36 Mbps
The NDT server has a 101.0 KByte buffer which limits the throughput to 0.52 Mbps
Your PC/Workstation has a 63.0 KByte buffer which limits the throughput to 0.33 Mbps
The network based flow control limits the throughput to 0.33 Mbps

Client Data reports link is 'T1', Client Acks report link is 'T1'
Server Data reports link is '10 Gig', Server Acks report link is 'T1'

What are the speeds you are paying your ISP to give you?

One test result stands out to be very abnormal: your latency ( RTT = 1514.31msec)

Usually, I would look for possible electromagnetic interference affecting your modem/router or signal line connections.

Read these links and see if you have similar causes:

http://www.testmy.net/forum/index.php?topic=11588.0

http://www.speedguide.net/read_articles.php?id=1885

http://www.speedguide.net/read_articles.php?id=117

A cordless phone set or electric guitar near your signal devices is also a main cause.

I tried moving things around to no avail, my speed actually dropped to half of what i posted earlier.  BTW TY guys for the help so far I really appreciate it.