lol, cool name , I've been there 

 Do a bit of reading http://www.testmy.net/t-3924.60 here, Start from the beginning.

 If you have ANY questions please post them, and we will all do whatever we can.

 There are many things you can do to help your connection speed out, so lets get started 

Thanks everyone. I have gone through the thread and most of what's up there I had already done.
Spybot, Avast, ccleaner, windows updates, SP2, defrag each month etc etc,

I am wondering if it's my router set up?? I had the standard Verizon DSL 1.5Mbps package originally, and then was upgraded to the 3.0Mbps package using a Westell 327W router/modem combo like everyone else. The 327W did not have enough wireless range, so I put it in bridge mode and use it as a modem only now, and have hooked up a Linksys WRT54GX4 with SRX400 as the wireless router.
I know this setup works okay, but am concerned that my speed may be limited to my old 327W Westell acting as the modem.
I have cablenut installed and am using the settings for 'fast adsl 2K' is this correct?

Thanks,

IS THAT SPEED TEST WIRED OR WIRELESS?

Ok please Post New Speed Test

what were advertized speed?

Thanks all,

Ran the test and here are the 'details' ;

WEB100 Enabled Statistics:
Checking for Middleboxes . . . . . . . . . . . . . . . . . .  Done
checking for firewalls . . . . . . . . . . . . . . . . . . .  Done
running 10s outbound test (client-to-server [C2S]) . . . . . 718.0kB/s
running 10s inbound test (server-to-client [S2C]) . . . . . . 185.31kB/s

   ------  Client System Details  ------
OS data: Name = Windows XP, Architecture = x86, Version = 5.1
Java data: Vendor = Sun Microsystems Inc., Version = 1.5.0

   ------  Web100 Detailed Analysis  ------
Cable modem/DSL/T1 link found.
Link set to Full Duplex mode
Information: throughput is limited by other network traffic.
Good network cable(s) found
Normal duplex operation found.

Web100 reports the Round trip time = 162.32 msec; the Packet size = 1452 Bytes; and
There were 21 packets retransmitted, 54 duplicate acks received, and 61 SACK blocks received
The connection stalled 2 times due to packet loss
The connection was idle 0.82 seconds (7.45%) of the time
C2S throughput test: Packet queuing detected: 9.71%
S2C throughput test: Packet queuing detected: 99.23%
This connection is network limited 99.53% of the time.
Excessive packet loss is impacting your performance, check the auto-negotiate function on your local PC and network switch

Web100 reports TCP negotiated the optional Performance Settings to:
RFC 2018 Selective Acknowledgment: ON
RFC 896 Nagle Algorithm: ON
RFC 3168 Explicit Congestion Notification: OFF
RFC 1323 Time Stamping: OFF
RFC 1323 Window Scaling: ON

Server 'netspeed.stanford.edu' is probably behind a firewall. [Connection to the ephemeral port failed]
Client is probably behind a firewall. [Connection to the ephemeral port failed]
Information: Network Middlebox is modifying MSS variable
Server IP addresses are preserved End-to-End
Information: Network Address Translation (NAT) box is modifying the Client's IP address
   Server says [71.255.141.37] but Client says [192.168.1.100]